Phil Ganz Next Wave Mortgage

We already had a mortgage lender through a family connection, but Phil helped shed light on hometown heroes and gave me a website where I could check rates and amount of funds left daily. This information empowered me to get what we wanted from our lender, but I will be recommending Phil to any first time homebuyers I come across.

The BEST! Phil and everyone at Fairway was truly excellent in helping us buy a second home in September 2020. We were able to secure a 30 year fixed rate mortgage at a great rate.

Fairway's closing process was the clearest and most streamlined I've experienced. We were able to close according to our initial timeline with no extensions.

My best advice is to get your proof of funds documents organized now - right now - so you can submit everything and do you part to keep the closing moving along.

We are thrilled with the service provided by Phil and everyone at Fairway! I'm recommending them to all my friends.

Not only did I work with Phil and his team on my first mortgage in 2018, an amazing experience by the way, but I also returned to Phil in 2020 to refinance that same mortgage. Both times, I reached out to Phil via email and he responded within minutes - and that's not the exception, but the rule. Each time I reached out to Phil - by email, phone, or text, he responded immediately, even on a Sunday. Buying a home and navigating the mortgage process is stressful, but so much less so when you have someone you can trust helping you along the way. Phil and his team are great communicators, they become trusted advisors, and the Fairway web portal makes it SO easy to upload documents and follow progress.

Having worked with Phil now twice, I have no hesitation sending along my friends and have even suggested my parents work with Fairway while shopping for a new home.

Securing a mortgage doesn't have to be a painful experience - reach out to Phil and his team!

Phil Ganz is a one of the best loan officers I have ever worked with in the real estate industry. In each of my interactions with him he exudes so much knowledge and skills in the business. Not only is he prompt in his response time, he's able to give me and my clients an exceptional level of service that is unrivaled by his peers.

Being an investor himself, he understands the mindset and position of each investor that comes to him and is able to find very inventive ways of making every deal work. He partners with many prominent agents allowing him to leverage his production level and relaying the best rates to his clients.

I am always happy to refer Phil and his team to my peers as well as investors that I meet because I know he can get it done. His win-win attitude allows the transaction to move along smoothly and gets us to the finish line.

It is my great pleasure to recommend Phil at Fairway Mortgages for all my Residential Mortgage needs.

Phil and his team worked extremely hard and fast to make my closing happen in a very tight schedule with only a month required by the seller. They were excellent in answering all my emails and processing
all the documentation to make sure the deal happens. Phil's strategic advices were on point. My kids and I are happier today because of their hard and diligent work. Words may not capture my immense sense of gratitude to each and all over them but I just want to say a heartfelt THANK YOU.

Phil is a rock star. I'm so glad to have found him and his great team. They fought really hard to help me get a mortgage, which as both my wife and I are self-employed, it wasn't a straight forward process.

The reason I worked with Phil in the first place was that some other guy who had been "recommended" to me by a broker stood me up for our first call. In frustration, I thought to myself, how can I find a great mortgage person? Given that I find everything else on Yelp, I thought maybe there would be someone well reviewed on Yelp. Of course, Phil slays it in the Boston market, but he truly deserves the amazing reviews.

Phil and his team are always available, they are super professional, and they got me an amazing interest rate. In fact, my rate was so good that my father-in-law insisted that it had to be an adjustable rate...It was 30 year fixed baby!

He also went above and beyond in many ways. One quick example, was when we were worried about whether our home appraisal would come in at the right amount, Phil actually reached out to one of his personal real estate friends, who knew the town we were buying in to get his insight. They actually sent us a number of comps!

Anyways, I could go on and on, but these folks are a no-brainer. Phil is not just some mortgage sales guy. He helps you through the entire process. If you are thinking of going with some "guy" recommended to you by your mom, uncle, broker, or in-laws, just stop. Do yourself a favor, and go with Phil. I'm really glad that I did.

-I got a fantastic rate.
-Phil responded to everything I needed really fast whether by email/phone/text
-I was able to determine pretty quickly that I could trust Phil, and during the process it became very clear that Phil is looking out for everyone's best interest, not just his and Fairway's
-Fairway has systems in place to insure my sensitive information is handled securely.
-Once we were in the final stages there was a whole team of people working to make sure we could get to closing in a pretty tight window.
-Phil delivered on every promise.
What else do you need?

Phil and his team were referred to us by our agent and we couldn't be happier! We closed twice with Fairway and both experiences were super easy and painless. They were knowledgeable and kept us in the loop every step of the way! Phil is always available to personally pick up your call with any questions or concerns and provide honest advice. We highly recommend Phil!

Through out the entire process from start to closing Phil was never less than a few minutes away from responding to all questions and concerns. Phil's highly enthusiastic attitude helped tremendously as well as his knowledgeable team at Fairway. It is critical to have a good loan officer or mortgage professional and Phil and the team at Fairway exceeded my expectations.

Our attorney recommended Phil and Fairway Mortgage after we had several issues with our original lender (Navy Federal) and we couldn't have been happier.

My partner and I were first time homebuyers and Phil and his team were there for us for the mortgage process. They were able to give us a better rate than we previously had, and Phil sent us emails several times a week with helpful hints to keep our loan from falling through and maintaining our credit and updates with a timeline of where our loan was in the process. His team was also very professional and helped us get everything in on time despite the time crunch we were in since we had to switch lenders. We actually closed two days early.

We would definitely recommend Phil and Fairway Mortgage. Thanks guys! We're so excited to be finally moving into our new home.